Lenders: Mortgage Proposals Fall Short

Summary


Lenders and investors are concerned over legislation taking aim at the mortgage industry in response to the subprime loan crisis.

A package of bills under discussion would require mortgage solicitors to be licensed, and lenders to better ensure that a mortgage applicant can afford the loan.

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Extract


Lenders: Mortgage Proposals Fall Short

Two of the bills seek to protect financially distressed property owners from foreclosure consultants private businesses that offer help in resolving the debt but in some cases defraud the homeowner and take their property.

The bills were sparked by concern...

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